Board Thread:General Discussion/@comment-35188846-20180831223746/@comment-35606019-20180901215317

It's not that it appears if you go to the bank. It's that after you get one, its affect is applied at the bank. It's like a coupon.

If you go to the bank AFTER you recieved the seahorse or the stag the number of rubies in each purchasable pack will be multiplied accordingly.